[{"data":1,"prerenderedAt":223},["ShallowReactive",2],{"content-\u002Ffeatures\u002Finsurance":3},{"id":4,"title":5,"add_ons":6,"body":7,"comparison":25,"cta":49,"description":52,"extension":53,"faq":54,"feature_matrix":6,"features":6,"features_subtitle":6,"features_title":6,"hero":6,"hero_spotlight":71,"integrations":84,"layout":6,"meta":103,"navigation":32,"path":104,"personas":105,"plan":139,"plans":6,"process":144,"related_features":163,"sections":6,"seo":176,"show_cta":46,"showcase":177,"stem":207,"trust_bar":208,"__hash__":222},"content\u002Ffeatures\u002Finsurance.md","Insurance & warranties — SAMRISK",null,{"type":8,"value":9,"toc":19},"minimark",[10,15],[11,12,14],"h2",{"id":13},"why-it-matters","Why it matters",[16,17,18],"p",{},"Insurance lapses get noticed at the worst possible time — usually right after an incident. SAMRISK puts every expiry date in front of the manager monthly so renewals happen calmly, not in crisis mode.",{"title":20,"searchDepth":21,"depth":21,"links":22},"",3,[23],{"id":13,"depth":24,"text":14},2,{"title":26,"rows":27},"Why not just track in a spreadsheet?",[28,33,37,41,44,47],{"aspect":29,"spreadsheet":30,"generic":31,"samrisk":32},"90-day renewal alerts","Manual","Sometimes",true,{"aspect":34,"spreadsheet":35,"generic":36,"samrisk":32},"Certificate document upload","In files","Add-on",{"aspect":38,"spreadsheet":39,"generic":40,"samrisk":32},"Per-building scoping","Multiple sheets","Limited",{"aspect":42,"spreadsheet":30,"generic":43,"samrisk":32},"Audit trail of renewals","Partial",{"aspect":45,"spreadsheet":30,"generic":46,"samrisk":32},"Coverage gap detection",false,{"aspect":48,"spreadsheet":30,"generic":30,"samrisk":32},"Broker-friendly reports",{"headline":50,"subhead":51},"Don't get caught with lapsed cover","Available from Business or as a Pro add-on.","Track every insurance policy and equipment warranty. Coverage amounts, renewal dates, certificate documents. Never get caught with lapsed cover.","md",{"items":55},[56,59,62,65,68],{"q":57,"a":58},"Do you alert me before policies expire?","Yes — 90, 30, and 0 days before the end date. Configurable per user via notification preferences.",{"q":60,"a":61},"Can I split policies per-building?","Yes. A policy can optionally reference a specific building. Company-wide policies leave the building reference blank.",{"q":63,"a":64},"Do you support multi-currency?","Coverage is in GBP today. Multi-currency is on our roadmap when international customers ask for it.",{"q":66,"a":67},"Can I upload the certificate as a PDF?","Yes. Each policy has a file upload for the certificate. Stored privately, downloaded via short-lived links.",{"q":69,"a":70},"What happens to old policies after they expire?","They're preserved for audit. Status updates to \"expired\" but the record stays — useful for broker reviews and historical compliance checks.",{"eyebrow":72,"headline":73,"highlight_word":74,"subhead":75,"trust_note":76,"cta":77},"COMPLIANCE","Insurance and warranties, expiry-aware.","expiry-aware","Every policy. Every warranty. Coverage amounts, renewal dates, certificate documents — all in one place. Renewal warnings 90 days out.","90, 30 and 7-day warnings on every policy and warranty.",{"primary":78,"secondary":81},{"label":79,"to":80},"Start free","https:\u002F\u002Fapp.samrisk.co.uk\u002Fsignup",{"label":82,"to":83},"See all features","\u002Ffeatures",{"title":85,"items":86},"Connects with the rest of SAMRISK",[87,91,95,99],{"name":88,"description":89,"icon":90},"Compliance calendar","Renewal dates alongside other regulatory deadlines.","i-lucide-calendar-clock",{"name":92,"description":93,"icon":94},"Documents","Certificate PDFs stored in the building's filing.","i-lucide-folder",{"name":96,"description":97,"icon":98},"Notifications","90\u002F30\u002F0 day reminder ladder.","i-lucide-bell",{"name":100,"description":101,"icon":102},"Contractors","Cross-reference contractor PL\u002FEL cover.","i-lucide-hard-hat",{},"\u002Ffeatures\u002Finsurance",{"title":106,"items":107},"Built for the people who own renewals",[108,116,124,131],{"title":109,"description":110,"icon":111,"bullets":112},"Insurance broker","Manages your portfolio's policies.","i-lucide-shield",[113,114,115],"Per-company view","Renewal pipeline","Coverage reports",{"title":117,"description":118,"icon":119,"bullets":120},"Compliance manager","Verifies cover is current and accurate.","i-lucide-clipboard-check",[121,122,123],"Status dashboard","Audit reports","Document downloads",{"title":125,"description":126,"icon":127,"bullets":128},"Property manager","Owns the portfolio's coverage.","i-lucide-building",[129,130,114],"Cross-portfolio view","Coverage gaps",{"title":132,"description":133,"icon":134,"bullets":135},"Finance team","Tracks premiums and coverage costs.","i-lucide-calculator",[136,137,138],"Premium reports","CSV export","Annual budgets",{"free":140,"pro":141,"business":142,"enterprise":142,"note":143},"no","add-on","included","Insurance & warranties included from the Business plan, or available as an add-on for Pro.",{"title":145,"steps":146},"From adding a policy to renewing it",[147,151,155,159],{"title":148,"description":149,"icon":150},"Add the policy","Insurer, number, coverage, dates, certificate PDF.","i-lucide-plus",{"title":152,"description":153,"icon":154},"Renewal warning fires","90\u002F30\u002F0 days before expiry — assignee + manager notified.","i-lucide-bell-ring",{"title":156,"description":157,"icon":158},"Renew the policy","Add the new policy, link it to the old one.","i-lucide-refresh-cw",{"title":160,"description":161,"icon":162},"Historic record preserved","Old policy stays for audit; new one takes over.","i-lucide-archive",{"title":164,"items":165},"Pairs well with",[166,169,172],{"title":88,"description":167,"icon":90,"to":168},"Statutory renewal dates alongside policy renewals.","\u002Ffeatures\u002Fcompliance-calendar",{"title":92,"description":170,"icon":94,"to":171},"Store certificates and policy schedules.","\u002Ffeatures\u002Fdocuments",{"title":173,"description":174,"icon":102,"to":175},"Contractors & permits","Cross-reference contractor cover.","\u002Ffeatures\u002Fcontractors-and-permits",{"title":5,"description":52},{"title":178,"items":179},"Two registers, one place",[180,189,198],{"eyebrow":181,"title":182,"description":183,"bullets":184},"INSURANCE","Five policy types, all expiry-aware","Building insurance. Public liability. Employers liability. Contents. Engineering. Each policy captures insurer, policy number, coverage amount, premium, start and end dates.",[185,186,187,188],"Per-company directory shared across buildings","Optional per-building scoping for site-specific policies","Status badges — Valid \u002F Expiring (≤30 days) \u002F Expired","PDF certificates uploaded with each policy",{"eyebrow":190,"title":191,"description":192,"bullets":193},"WARRANTIES","Track every equipment warranty","Lift contracts. Boiler warranties. CCTV system covers. Per-building register with manufacturer, equipment, coverage description, and dates.",[194,195,196,197],"Per-building scoping (warranties are equipment-specific)","Equipment identifier and manufacturer","Start and end dates with rollup status","Document upload for each warranty certificate",{"eyebrow":199,"title":200,"description":201,"bullets":202},"ALERTS","Renewal warnings before they expire","90 days out, 30 days out, on the day. Configurable per user. Critical for buildings with statutory cover requirements.",[203,204,205,206],"In-app notifications and optional email","Per-user preferences","Manager copy for high-priority policies","Audit trail of every renewal","features\u002Finsurance",{"stats":209},[210,213,216,219],{"value":211,"label":212},5,"Policy types",{"value":214,"label":215},"∞","Warranties per building",{"value":217,"label":218},"90d","Renewal alerts",{"value":220,"label":221},"GBP","Coverage tracked","lziUovFJ3Ovpg_WllZR5Sua7DrfmluB3I0zVf9zhseo",1779029146747]